By Life Insurance we mean a contract between some policy owner and an insurer, who pays a certain beneficiary amount upon the individual’s death or critical illness. In return the policy owner agrees to pay a certain amount.
Well that was kind of a literal definition for you guys, if you want to have a proper life insurance we have here the list of top ten life insurance companies of United Kingdom for you.
Take a look!
10. National Friendly 50 plus Life Insurance
National Friendly 50 Plus life plan is the perfect package to reduce the financial worries of you and your family. You can have the advantages like Guaranteed acceptance for all UK residents aged 50-79 with no medical required, only u have to submit is £10 a month, they have fized premiums for life and lower premiums for non-smokers. They provide help towards the funeral costs or they provide nest-egg for your loved ones.
9. Moneynet Life Insurance
They save your money on your premiums and offer a free and impartial service that look towards your personal circumstances and lets you choose whatever package suits you the best. They give you traditional life insurance, mortgage protection insurance and critical illness insurance
8. UK Insurance Net Landlords Life Insurance
UKinsurancenet gives you landlords insurance and niche property insurance on empty building cover. They provide you life insurance, income protection and unemployment insurance.
7. Virgin Life Insurance
They provide life insurance with starting from £5 a month, they help and support your family and cover your debts if you die and you can have free life cover between exchanges of contracts.
6. 50 Plus plan from LV
They help the over 50s people to help with things like funeral expenses and unpaid bills when you will be no longer around. They guarantee acceptance if you are aged 50 to 80 and a UK resident. They give you extra 10% with their Funeral Benefit Option, the guaranteed sum could be gifted for your grandchildren and you can get up to £25,000 of cover.
5. Legal & General Life Insurance
They fully assure your family safety when you die, they give you waiver of premium and critical illness cover and you can have additional benefits without any extra cost. On your annual payment you get a 4% discount and also give you cheaper life insurance.
4. Sainsbury’s Life Insurance
Their life insurance starts from £5 a month, you can also have £50 for Sainsbury’s voucher and 1,000 Nectar points. They have fixed premiums unless you increase your cover.
3. More Th>n Life Insurance
They have the cheapest premium and they provide you lump sum to you family if you die and they have fixed benefit throughout the policy and also you can get single or joint cover.
2. Barclay’s Life Insurance
They have the monthly premiums from £5 a month and are just 17p per day. If you are a 35 years old nonsmoking woman you can pay £14 a month for £250,000 of level term cover for 25 years, your monthly premium remains same and they have different packages for people over 50 years.
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